Health insurance
built for busy lives

Caring for you every step of the way

The support you need with benefits you can actually use.

$5 for many common generic prescriptions

We work hard to get you savings on your most frequently needed medications. 


Pharmacy benefits
24/7 virtual care on all plans

Our partnerships with Firefly Health & Amwell mean help is just a few clicks away.


Virtual care
Chronic Illness Support Program (CISP)

This popular program helps chronic conditions: asthma, diabetes, CAD, COPD & hypertension.


Learn more
$25 labs & $75 X-rays available

Find easier access with our site of service network of specified locations.


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Broad access, better care

Get the care you need with a network that works for you. From routine checkups to specialized treatments, you’re covered every step of the way.

48,000
In-network providers, clinicians, pharmacies & hospitals
99.9%
of Maine hospitals (and most in NH!)
1
National network with First Health
Woman with baby outside Woman with baby outside

Real plans for real people

Life is unpredictable, but your health coverage shouldn’t be.

Our flexible, affordable health plans are designed for real people with real needs — whether you’re an individual, have a growing family, or somewhere in between. With comprehensive benefits, trusted providers and options that fit your budget, we make it easy to get the care you deserve.

Have you experienced a major life change?

You may be eligible to change your health plan now.
Learn more about the Special Enrollment Period to make updates on your coverage.

Resources you can rely on

Paying for your prescriptions can be stressful, but there are ways you can reduce your costs. From our Chronic Illness Support Program to meeting with our care team, see the ways you can save.

Woman looking at her medications

Chronic Illness Support Program (CISP)

All non-HSA plans include our CISP program — designed to improve the health and well-being with additional benefits and coverage for our Members with asthma, coronary artery disease, COPD, diabetes and hypertension.

Man at home smiling at cell phone

Care Management is here to help

Think of our Care Managers as a case manager assigned to help coordinate your care. From finding resources like a ride home from the hospital to organizing your continuity of care paperwork, they can help you navigate difficult health care issues.

Health insurance is confusing.
We're here to help.

What makes Community Health Options different?

At Community Health Options, our purpose is simple: We provide Members with benefits they can actually use. 

From the state’s broadest healthcare provider network to our Maine-based Member Services team that answers your questions instead of sending your employees down a robot rabbit hole, we focus on helping our Members get access to the care they need while working to lower out-of-pocket costs. 

View our Small Group or Large Group plans

How do I save money on my health insurance?

If you are looking for an Individual or Family plan, you may be eligible for tax subsidies and savings on the ACA Marketplace, CoverME.gov. Our Member Services team and qualified account representatives are here to help.

You may also be able to reduce out-of-pocket costs by maximizing your plan benefits, including discounts on your prescriptions and chronic illness care.

Where can I see my health plan choices?

To view our current coverage options, visit the Explore Plans page to get started. If you are looking for an Individual or Family plan and want to find out if you qualify for financial assistance, visit CoverME.gov and search for Community Health Options to see our plans. Our Member Services team is always here to answer any questions at (855) 624-6463.

For Group Members, please contact your employer’s HR administrator for details on your specific plan option.

How do I find in-network doctors and providers?

Search for in-network options via our Provider Directory. To get the most accurate results tied to your specific plan, log into your Member portal account first and select Providers & Hospitals from the left-hand menu. Otherwise, manually enter your plan name via the All Plans button in the top right corner.

Haven’t set up a Member portal account yet? The portal gives you secure, 24/7 access to your plan and benefits information: create account.

What are my options for virtual care?

For all Members, we offer a variety of virtual care services, including a partnership with Firefly Health for virtual primary care and Amwell for telehealth services on behavioral health and urgent care.

We recommend logging into your Member portal to learn more about the specific offerings tied to your plan.

Haven’t set up a Member portal account yet? The portal gives you secure, 24/7 access to your plan and benefits information: create account.

Latest from Our Blog

Free virtual Type 1 diabetes care with Blue Circle Health

Community Health Options’ Members over the age of 18 with Type 1 diabetes can get free virtual care, through a new partnership with Blue Circle Health, which offers services including diabetes counseling, help with nutrition and coordination of care.

4.2.2025
2 min read

Healthy smiles, healthy lives: How oral health affects well-being

Remember when Ross whitened his teeth so much on Friends that they glowed in the dark? His date wasn’t impressed—and yours won’t be either—but that doesn’t mean you can ignore oral care. Taking care of your pearly whites helps you look good in photos and might even lead to a healthier life. 

3.17.2025
4 min read

Apply now for Community Health Options Wellness Grants

Community Health Options’ 2025 Wellness Grant cycle is open, with five $10,000 grants available for Maine nonprofit organizations or projects that foster good nutrition, physical activity and healthy habits that reduce the risk of developing Type 2 diabetes and associated complications like heart disease, stroke, vision problems and kidney disease.

3.10.2025
3 min read