Small Group Solutions
explore flexible coverage options tailored for small businesses.
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FAQs for Small Group solutions
The cost of a Small Group health plan varies based on factors like your location, employee demographics, and selected coverage options. Here at Community Health Options, we offer tailored plans designed to fit small business budgets while ensuring employees receive quality care.
Want to find a plan for your small business? We're here to help.
Our Small Group health plans include comprehensive medical, prescription drug, preventive care, and wellness benefits. Employers can choose from a range of deductible and copay options to find the right balance between coverage and cost.
We also partner with Northeast Delta Dental to offer dental coverage on select plans.
Employers typically must contribute a minimum percentage of the premium to qualify for a Small Group plan. Requirements vary by state and plan type, but many small businesses choose to contribute at least 50% of employee premiums to ensure affordability.
We are Maine's exclusive carrier of Small Business Health Options Plans (SHOP) via CoverME.gov. Small businesses may qualify for tax credits under the Small Business Health Care Tax Credit if they meet certain eligibility criteria, such as contributing at least 50% of employees' premiums and having fewer than 25 full-time employees.
Enrolling in a Small Group plan is simple with Community Health Options. Contact our team to get a quote, compare plan options, and find the best coverage for your business. We’ll guide you through the application process and ensure a smooth setup for your employees.
Yes! Many Small Group plans allow employees to choose from different coverage levels, deductible amounts, and provider networks. This flexibility ensures they can select a plan that fits their healthcare needs.
Employers can select and offer multiple fully insured health plans to their employees.
- Businesses with 1 – 10 employees can offer 2 plan options, with no more than a $3500 spread in deductible.
- Businesses with 11 – 19 enrolled employees can offer 2 plan options, with no deductible spread limitation.
- Businesses with 20 or more enrolled employees can offer 3 plan options, with no deductible spread limitation.