Health coverage
your team can count on

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Find the right coverage for your business

Small Group

For businesses with less than 50 employees

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Large Group

For businesses with more than 51 employees

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SHOP Program

For businesses with less than 50 employees seeking tax credits

Couple restaurant owners

Keep employees healthy and costs low.

Quality coverage at competitive rates, designed for your workforce.

$5 for many common generic prescriptions

We work hard to find savings on Members most frequently needed medications.

$0 birth control on all plans

Get FDA-approved birth control with no out-of-pocket costs on every plan.

Chronic Illness Support Program

Save on medication & care for chronic conditions: asthma, diabetes, CAD, COPD & hypertension.

$25 labs & $75 X-rays available

Find easier access with our network of specified locations.

Access to virtual primary care

Our partnership with Firefly Health gives you cost-effective care in just a few clicks

Pediatric & adult vision coverage

Members have vision coverage for one exam every 12 months.

Explore our benefits

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Pharmacy
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Our Care Team
Dr on video call
Virtual Care
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Chronic Illness Support

Learn more about us

What makes Community Health Options different?

At Community Health Options, our purpose is simple: We provide Members with benefits they can actually use. 

From the state’s broadest healthcare provider network to our Maine-based Member Services team that answers your questions instead of sending your employees down a robot rabbit hole, we focus on helping our Members get access to the care they need while working to lower out-of-pocket costs. 

View our Small Group or Large Group plans

How much does employer-sponsored health insurance cost in Maine?

The cost of group health insurance in Maine varies based on factors like plan type, employer contribution, and the number of employees covered. Small businesses in Maine can have cost fluctuate based on deductibles, copays, and provider networks.

Our business development team is available to help find a cost-effective solution: Get started

Are there tax benefits for Maine employers offering health insurance?

Yes! Maine businesses offering Small Group or Large Group health insurance may qualify for federal tax deductions on premium contributions. Small businesses with fewer than 25 employees may also be eligible for the Small Business Health Options Program (SHOP) covering up to 50% of premium costs. We are Maine's exclusive SHOP plan carrier with CoverME.gov. 

Learn more about SHOP plans

Questions about our coverage?
Contact our team to discuss the right solution for your business