Your guide to coverage & care

As if buying health insurance isn’t hard enough, what with all the confusing lingo, it can be a challenge just to figure out what all those initials stand for in the plan names.

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It might be tempting to buy a health plan based with the lowest monthly premium, but if you do, you might be surprised at your costs at the end of the year. So, when you compare plan prices, it’s important to estimate your total yearly costs so you can find a plan that meets your needs and budget.

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When you buy health insurance, you can choose from four categories called “metal levels”—Bronze, Silver, Gold or Platinum. These have nothing to do with the quality of care. Instead, the differences are based on how much each plan will pay for covered costs, compared to what you’ll pay.

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Buying health insurance probably isn’t among the more exciting purchases you’ll ever make. But like it or not, it’s one of the most important. So, we want to help you get it right.

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Maine's newest free outdoor gym is opening at the University of Maine at Farmington (UMF). This is the third Fitness Court® in Maine, thanks to a partnership between Community Health Options and National Fitness Campaign (NFC).

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