Health plans today protect tomorrow
Broad access, better care
Get the care you need with a network that works for you. From routine checkups to specialized treatments, you’re covered every step of the way.
Resources you can rely on
Paying for your prescriptions can be stressful, but there are ways you can reduce your costs. From our Chronic Illness Support Program to meeting with our care team, see the ways you can save.
Chronic Illness Support Program (CISP)
All non-HSA plans include our CISP program — designed to improve the health and well-being with additional benefits and coverage for our Members with asthma, coronary artery disease, COPD, diabetes and hypertension.
Care Management is here to help
Think of our Care Managers as a case manager assigned to help coordinate your care. From finding resources like a ride home from the hospital to organizing your continuity of care paperwork, they can help you navigate difficult health care issues.
Health insurance is confusing.
We're here to help.
At Community Health Options, our purpose is simple: We provide Members with benefits they can actually use.
From the state’s broadest healthcare provider network to our Maine-based Member Services team that answers your questions instead of sending your employees down a robot rabbit hole, we focus on helping our Members get access to the care they need while working to lower out-of-pocket costs.
View our Small Group or Large Group plans
If you are looking for an Individual or Family plan, you may be eligible for tax subsidies and savings on the ACA Marketplace, CoverME.gov. Our Member Services team and qualified account representatives are here to help.
You may also be able to reduce out-of-pocket costs by maximizing your plan benefits, including discounts on your prescriptions and chronic illness care.
To view our current coverage options, visit the Explore Plans page to get started. If you are looking for an Individual or Family plan and want to find out if you qualify for financial assistance, visit CoverME.gov and search for Community Health Options to see our plans. Our Member Services team is always here to answer any questions at (855) 624-6463.
For Group Members, please contact your employer’s HR administrator for details on your specific plan option.
Search for in-network options via our Provider Directory. To get the most accurate results tied to your specific plan, log into your Member portal account first and select Providers & Hospitals from the left-hand menu. Otherwise, manually enter your plan name via the All Plans button in the top right corner.
Haven’t set up a Member portal account yet? The portal gives you secure, 24/7 access to your plan and benefits information: create account.
For all Members, we offer a variety of virtual care services, including a partnership with Firefly Health for virtual primary care and Amwell for telehealth services on behavioral health and urgent care.
We recommend logging into your Member portal to learn more about the specific offerings tied to your plan.
Haven’t set up a Member portal account yet? The portal gives you secure, 24/7 access to your plan and benefits information: create account.
Latest from Our Blog
Find your North Star: Get better access to Northern Light Health
Community Health Options and Northern Light Health have teamed up to make access a little easier—and out-of-pocket costs much lower—for any Community Health Options Member using Northern Light Health facilities and providers. And new North Star health plans offer special savings on select to individuals/families and small businesses.
Tax-free saving for medical expenses just got easier
Shopping for a health plan that you can pair with a tax-free medical savings plan will look a little different for 2026, now that nearly all Bronze plans are eligible for Health Savings Accounts (HSA). Federal HSA rules have expanded to qualify all Marketplace Bronze plans as high-deductible health plans beginning on Jan. 1.
Think health insurance isn’t for you? Better think again
Spoiler alert: We are a health insurance company and we’re about to tell you that you need to buy health insurance. Big surprise, right?