What to Know About the American Rescue Plan Act
You may be eligible for financial help with health insurance costs.
There is good news about your health insurance coverage. The American Rescue Plan Act recently increased the Marketplace tax credit dollars at every income level. With this new legislation, you could qualify for premium tax credits that you can use to lower your monthly insurance payment. This legislation, combined with the Open Enrollment extension through August 15, 2021, means more time for individuals and families to enroll and get financial help with Marketplace coverage.
How can you determine your eligibility?
We encourage you to visit healthoptions.org to obtain a summary of your Marketplace eligibility. Click on “Find a plan;” select ”Shop as an individual or family,” and answer a few basic questions to receive an estimate of your eligibility.
I am eligible for tax credits. What should I do?
If you are eligible for an additional or new tax credit, you must contact the Marketplace by calling (800) 318-2596 or visiting healthcare.gov.
Can I change my Health Options’ plan?
Yes, now through August 15, you can switch to another Health Options’ plan based on your health insurance needs, your budget, and this additional financial help.
Will my 2021 expenditures from my current Health Options’ plan transfer to a new Health Options’ plan?
Yes, any 2021 expenditures towards your deductible or out-of-pocket maximum will carry over to any new Health Options’ plan you choose.*
When will my monthly insurance payments be updated?
Changes to your invoice will become effective the first day of the month after you contact the Marketplace.
Although healthcare.gov determines eligibility for a Marketplace plan and premium tax credits, we are here to help answer any questions you may have about our plans. Please contact us at (855) 624-6463, Monday through Friday, 8 a.m. to 6 p.m.
*Please note: Your 2021 payments applied to deductible and out-of-pocket maximum will carry over to your new Health Options’ plan as long as there is no interruption in coverage and you are not moving from a Health Options’ group plan to an individual plan.
All voting should be this easy! If you are a Health Options Member 18 years of age or older you can cast your ballot online for the Board Director candidates of your choice. Voters will elect – or in some cases, re-elect – five of the eight candidates running for open seats. The successful candidates will serve a three-year term beginning January 2021.
Election Services Corporation (“ESC”), an independent third party, is conducting the election and has communicated with all eligible voters. ESC established a website for online voting but will also accept hard copy ballots sent by postal mail. Those ballots must be postmarked by November 5; online votes must be submitted by 5:00 pm ET on that date.
If you need additional information about your voting options, contact ESC at (866) 720-4357 or via email at CHOHelp@electionservicescorp.com.
Election results will be announced at Community Health Options’ Annual Member Meeting that will be held via online Zoom meeting on Thursday, November 19, 2020 from 4:30 – 6:00 p.m. Our guest speaker will be Maine CDC Director Dr. Nirav Shah, who will discuss Maine’s response to the COVID-19 pandemic.
To join the meeting, go to healthoptions.zoom.us/s/94455576847 using passcode 583469 and webinar ID 944 5557 6847. You can also join by phone at (646) 876-9923.